For Credit Coaching Firms

Run your credit practice
from a single dashboard

Track client scores, automate disputes, and keep mortgage partners updated — all in real time. No more spreadsheets. No more missed follow-ups.

Trusted by credit firms in Texas · 1M+ accounts managed
Client Pipeline
Maria R.
Score: 647
Disputes: 4 active
James T.
Score: 702
Home approved ✓
Sandra L.
Score: 589
Tradeline pending
1M+
Negative accounts removed
15+
Years in credit coaching
4.8
Average client rating
24/7
Automated client tracking

From first consultation to loan approval

01

Analyze

Pull full credit reports and identify all errors, discrepancies, and repairable accounts. No manual review needed.

02

Challenge

Auto-generate CFDCPA dispute letters, submit to all three bureaus, and track every response — with full audit trail.

03

Adjust

Watch client scores rise in real time. Share status with mortgage and real estate partners automatically — no back-and-forth calls.

Keep your referral partners in the loop

Mortgage brokers, real estate agents, and auto dealers want updates — not phone calls. CreditOS gives each partner a live portal to track their referred clients' progress. Stronger relationships. More referrals.

Mortgage Broker
Sees client score updates & approval milestones
Real Estate Agent
Gets notified when clients are loan-ready
Auto Dealer
Tracks credit build progress for financing approvals

What your clients get

Score improvements of 40–120 points

Documented average improvement across clients following the Analyze → Challenge → Adjust process.

Home loan approvals, not denials

Clients who complete the program are consistently approved for FHA, conventional, USDA, and VA loans.

CFDCPA-compliant disputes, every time

Every dispute letter generated meets federal legal standards — protect your firm and your clients.

24/7 client portal access

Clients check their own score progress, dispute status, and next steps — without calling your office.

Real results, real people

"Unlimited Credit truly delivered the results they promised. Thank you for getting us approved for the loan for our beautiful house."

GR
George England
Homebuyer, FHA Loan Approved

"Rene Barajas takes the time to explain credit repair in depth and educate at the same time. He is there with you every step of the way."

ND
Nubia D.L.
First-time homebuyer, Texas

"Jorge worked me through this process and still checks up on my credit making sure I'm on the right path for my first home."

BR
Briana R.
Home loan ready, South Texas

CreditOS runs the whole operation.

Client tracking, automated disputes, partner portals, and daily progress reports — handled by autonomous agents around the clock. You focus on growing your firm.